If you have purchased a new motorcycle or own one, you need a motorcycle insurance policy to ride it on state roads legally. Having motorcycle insurance in your financial plan is a smart move. At NM Insure in New Mexico, we offer motorcycle insurance with a variety of options for those all around the state.
Here are some of the coverage options available:
It pays for damages to your bike. Damages caused by collision are not covered by this coverage. It covers damage from animals, weather, fire, vandalism, and theft.
Damages caused by collisions are covered by this policy. If you are involved an accident with another motorist or an object, it pays for the cost to replace or repair your motorcycle.
Bodily injury and property damage liability
If you cause bodily injury to others or damage property while riding, it pays for the claims that might arise. It does not cover you or the motorcycle.
It pays for damages caused to you as a rider as well as your bike caused by a driver who is not insured or is inadequately insured. It pays for lost wages, medical treatment, and other damages.
Guest passage liability coverage
It protects any passenger who is injured on your motorcycle. It is important to include it as bodily injury, and property damage liability will not protect your passengers.
Medical payment coverage pays for medical treatment if you're injured while riding your motorcycle. It will also take care of medical bills of any passenger injured in the event. It takes care of medical bills regardless of who is at fault.
Whether you ride your bike or not, you still need to protect it from damage. At NM Insure in New Mexico, we offer unique motorcycle coverage options for all residents across the state. We respect your love for the ride and are here to walk you through the insurance process. Call or visit us to speak with an agent about acquiring motorcycle insurance that fits your lifestyle.